What We Do

Technical Underwriting Support

Specialist outsourced underwriting capabilities designed to complement and strengthen our clients’ internal underwriting functions.

We provide structured technical analysis across the underwriting process, supporting insurers and reinsurers in evaluating submissions, understanding exposures and preparing informed underwriting decisions.

01

Insurance & Reinsurance Submission Review

We review and analyse insurance and reinsurance submissions to identify relevant risk characteristics, exposure information and underwriting considerations.

Our approach transforms submission information into structured technical analysis for consideration by the client’s authorised underwriting team.

02

Underwriting Analysis

Detailed technical analysis designed to support the evaluation of individual risks and reinsurance opportunities.

We assess available underwriting information, identify material considerations and prepare structured analysis to assist our clients in their decision-making process.

03

Pricing Analysis

Analytical support for the assessment of proposed pricing and underlying risk characteristics.

Our work is designed to provide additional technical insight into pricing considerations while leaving all final pricing and underwriting decisions with the relevant licensed insurer or reinsurer.

04

Exposure Analysis

Understanding exposure is fundamental to disciplined underwriting.

We provide exposure analysis designed to help clients identify, evaluate and monitor individual and aggregated risk exposures across their underwriting activities.

05

Portfolio Analysis

We analyse insurance and reinsurance portfolios from a technical underwriting and risk perspective.

Our portfolio work can support the identification of concentrations, exposure characteristics, portfolio composition and other factors relevant to underwriting and risk-management decisions.

06

Underwriting Recommendations

Following our technical review and analysis, we can prepare structured underwriting recommendations for consideration by our clients.

Recommendations are advisory and form part of the technical support provided to the client’s authorised underwriting function.

All final underwriting and risk acceptance decisions remain with the relevant licensed insurer or reinsurer.

07

Proposed Terms & Conditions

We support clients in the technical preparation and analysis of proposed underwriting terms and conditions.

Proposed terms are prepared for consideration and approval by the relevant authorised insurer or reinsurer and do not constitute binding insurance or reinsurance commitments by Underwriter Services.

08

Underwriting Administration

Efficient underwriting requires strong technical and operational processes.

We provide outsourced underwriting administration and related operational support, helping clients maintain organised, consistent and efficient underwriting workflows.

Outsourced Underwriting

Extend Your Underwriting Capability

Underwriting workloads and technical requirements do not always move at the same pace as internal resources.

An outsourced technical underwriting model can provide additional specialist capability when and where it is required. Underwriter Services can operate alongside existing underwriting teams, supporting specific submissions, portfolios or defined technical underwriting functions.

This allows clients to access additional expertise and capacity while maintaining their existing governance, underwriting authority and risk acceptance framework.

Our role can include

  1. Submission review
  2. Technical analysis
  3. Pricing analysis
  4. Exposure assessment
  5. Portfolio analysis
  6. Underwriting recommendation
  7. Proposed terms
  8. Underwriting administration

Your authority. Our technical support.

Contact

Let’s Discuss Your Underwriting Requirements

Whether you require additional technical underwriting capacity, specialist analysis or ongoing outsourced support, our team is ready to discuss your requirements.

Discuss Your Requirements